INFORMATION RATIONAL SOLUTIONS(RS) COLLECTS AND HOW WE USE IT

Collection of personal information
You may choose to provide personal information (for example your name, address, telephone number and email address) on this or other RS websites, however not providing this may result in reduced functionality. RS’s usage of this information will be consistent with this Policy or the policy associated with the applicable RS site.

Children’s Privacy
This website is not directed to children under the age of thirteen and we do not knowingly collect personal information from children under the age of thirteen on this site or other RS sites. If we become aware that we have inadvertently received personal information from a visitor under the age of thirteen, we will delete the information from our records.

Use of Cookies and Similar Technologies
Like most companies we use cookies on our websites. We collect certain aggregate and non-personal information through a variety of technologies when you visit this website. Aggregate and non-personal information does not relate to a single identifiable visitor. It tells us such things as how many users visited our site and the pages accessed. By collecting this information, we learn how to best tailor our website to our visitors. Unless you disable such technologies, by using our website and online services, you agree that we can place these types of cookies and related technologies on your device. Please send us email if you want to manage your choices and opt-out of the collection of such aggregate information.

Use of Personal Information
We may use the personal information collected about you for the following purposes:

• Provide, administer and communicate with you about products, services, events, surveys and promotions by RS or our affiliates (including by sending you marketing communications);

• Process, evaluate and respond to your requests, inquiries and applications; Create, administer and communicate with you about your account (including any purchases and payments); Provide investor services; Verify your identity to ensure security for the other purposes listed here; Evaluate your interest in employment and contact you regarding possible employment; Operate, evaluate and improve our business (including developing new products and services; managing our communications; performing market research; determining and managing the effectiveness of our advertising and marketing; analyzing our products, services and websites; administering our websites; and performing accounting, auditing, billing, reconciliation and collection activities); Protect against and prevent fraud, unauthorized transactions, claims and other liabilities, and manage risk exposure and quality; Conduct investigations and comply and enforce applicable legal requirements or, industry standards and our policies and terms, such as this and other RS sites’ terms of use; and Ensure the safety of RS network services, information resources and employees.

We also may use personal information for other additional purposes. We will identify these additional purposes at the time of collection.

SHARING AND TRANSFERRING OF YOUR PERSONAL INFORMATION

Sharing & Transfers
We do not sell or otherwise disclose personal information about our website visitors outside RS and its affiliates, except as described here.

• We may share information provided by our visitors to this and other RS sites with service providers we have retained to perform services on our behalf. These service providers are contractually restricted from using or disclosing the information except as necessary to perform services on our behalf or to comply with legal requirements.

• We may disclose information about you (i) if we are required to do so by law or legal process, (ii) to law enforcement authorities or other government officials as required to comply with a legitimate legal request, or (iii) when we believe disclosure is necessary to prevent physical harm or financial loss, or in connection with an investigation of suspected or actual illegal activity.

• We reserve the right to transfer any information we have about you in the event we sell or transfer all or a portion of our business or assets (including through bankruptcy).

Transmission
We may transmit the personal information we collect on this site or other RS sites to other countries where we do business, including for websites accessed in the European Union, to the US, but we will do so only for the purposes described herein.

HOW WE PROTECT YOUR INFORMATION

At RS, our goal is to protect your personal information submitted to us through our sites. We maintain administrative, technical and physical safeguards to protect against unauthorized disclosure, use, alteration or destruction of the personal information you provide on this and other RS websites. We also employ reasonable technologies to help keep the personal information you provide on this site secure.

CHANGES TO THIS PRIVACY POLICY

This Privacy Policy may be updated periodically and without prior notice to you to reflect changes in our online information practices. When changes are made to this Policy it will be posted to the website and the “last updated” date at the top of this policy will be revised. We also encourage users to periodically check this Policy to understand how RS protects and uses your information.

LINKS TO OTHER SITES

We provide links to other websites for your convenience and information. These sites may have their own privacy statements or policies in place, which we recommend you review if you visit any linked websites. We are not responsible for the content of linked sites or any use of the sites.

HOW TO CONTACT US AND UPDATE YOUR PERSONAL INFORMATION

If you have any questions or comments about this Privacy Policy or if you would like us to update information we have about you or your preferences, please contact us by: info@rationalsolutions.us

LINKS TO OTHER SITES

We provide links to other web sites for your convenience and information. These sites may have their own privacy statements in place, which we recommend you review if you visit any linked web sites. We are not responsible for the content of linked sites or any use of the sites.

CALIFORNIA PRIVACY RIGHTS

Annually California residents may request and obtain information that RS shared with other businesses for their own direct marketing use within the prior calendar year (as defined by California’s “Shine the Light Law”). If applicable, this information would include a list of the categories of personal information that was shared and the names and addresses of all third parties with which RS shared this information in the immediately preceding calendar year. To obtain this information, please send an email messa to info@rationalsolutions.us with “California Shine the Light Privacy Request” in the subject line as well as in the body of your message. We will then respond to that email address with the requested information.

MOBILE PRIVACY POLICY

MOBILE INFORMATION WE COLLECT

• Personally identifiable information (e.g. Name, email address) we collect consists only of what you share with us. For example, certain products may ask for this type of information so that we may contact you by phone or email at your request. You choose what, how, and when you want to share.

• If you use any location-enabled products, you may be sending us location information. RS does not store or use this information other than to provide the service you requested. For example, a mobile product may use GPS data to find a nearby restaurant you requested. Location-enabled features are opt-in and you have control over your participation and can turn these services off at any time.

• Web-enabled mobile applications may use cookies or web beacons and other methods to customize your browsing experience. Please see RS’s web privacy policy for more information.

• Some mobile applications will utilize Google Analytics (or similar tool) to help us better serve our customers through improved products, services, and revisions to the mobile applications. This collected information will not identify you to RS. It may, however, let us know anonymously, which services and features you are using the most within the application, as well as device type and hardware features, country and language of download.

• Use of 3rd party services such as social sharing sites (e.g., Facebook & Twitter) is governed by the privacy practices of those services. RS does not capture or store your login information or other personally identifiable information for these services, however session info or cookies may be stored.

MOBILE HOW WE USE COLLECTED INFORMATION

• We use the information to personalize your experience with the application and to improve your overall experience including the development of new products, services, and features. We also use the information to provide customer support, and when applicable, register and administer your account. Additionally, we may use the information you provide to contact you about updates to our service.

• Information you provide may be used to fulfill the service(s) or carry out the transaction(s) you have requested or authorized. For example, if you authorize a purchase through a mobile application, we will use provided information to ship and bill you.

MOBILE INFORMATION SHARING

• RS does not share any collected information with 3rd parties with the following exceptions:

• RS may provide some personal data to third-party partners that are providing services essential to your mobile user experience.

• All requests are sent through your mobile carrier’s network and your carrier may have access to it. Consult your carrier’s privacy policies for additional information.

Certain mobile products and services and manufacturers allow you to interact and share your information with others. For example, you may want to Tweet or post to your Facebook page content from a RS mobile application. Consult your mobile device manufacturer, or mobile product or application developer’s privacy policies for additional information

RS WEB SITE TERMS OF USE

I. Your Acceptance
By using and/or visiting this Web site (“RS” or the “Web site”), you agree to be bound by these terms and conditions (“Terms of Use”), as well as the RS privacy policy, which is hereby incorporated into this agreement. If you do not agree to any of these terms or the RS privacy policy, please do not use this Web site.
By using the Web site affirm that you are fully able and competent to enter into the terms, conditions, obligations, affirmations, representations, and warranties set forth in these Terms of Use, and to abide by and comply with these Terms of Use.
Conditioned upon your acceptance of these Terms of Use, RS hereby grants you permission to access and use the Web site as set forth in these Terms of Use.

II. The RS Web Site
1. These Terms of Use apply to all users of the Rational Solutions, LLC (“RS”) Web site, including users who are also contributors of video content, information, and other materials or services on the Web sites. Throughout this Policy, “RS,” “the RS Web site,” and “the Web site” may be used interchangeably.
2. These Web site may contain links to third-party web sites that are not owned or controlled by RS. RS has no control over, and assumes no responsibility for, the content, privacy policies or practices of any third party Web sites.

III. RS Accounts
1. The main RS Web site, www.rationalsolutions.us, does not require registration.
2. In order to access some features of the Web sites, you will have to create an RS account. You may not use another person’s account. When creating your account, you agree to provide accurate and complete information. By registering, you consent to the collection of your data, including, without limitation, registration data, by RS and processing of such data by RS in connection with your use of the site. For further information on data collection and storage, please refer to our Privacy Policy. You are solely responsible for the activity that occurs on or in connection with your account, and you agree to make all reasonable efforts to keep your account password secure. You agree to notify RS immediately of any breach of security or unauthorized use of your account.

IV. General Use of the Web Site,Permissions and Restrictions
1. The Web site, and the contents thereof, is proprietary to RS. The content of the site is owned by or licensed to RS, subject to copyright and other intellectual property rights under the law. You may access and use the Web site or its content for personal, non-commercial use, or as specifically provided for on the Web site.
2. You agree that you will not, without permission, reproduce, distribute or make derivative works of the Web site or any of the contents thereof without the express consent of RS. You agree not to alter or modify any part of the Web site. You agree not to circumvent, disable or otherwise interfere with security-related features of the RS Web site or features that prevent or restrict use or copying of any content or enforce limitations on use of the RS Web site or the content therein. You agree that you will not, without permission, systematically retrieve data or other content from the Web site by any means, and you will not compile a database or directory of information extracted from the Web site.
3.You agree not to use the Web site for any use or purpose not permitted within these Terms of Use without the prior written authorization of RS. Prohibited uses include, without limitation, any of the following actions taken without the express approval of RS: sale of access to the Web site; use of the Web site or its related services, for the primary purpose of gaining advertising or subscription revenue; the sale of advertising on the RS Web site; the sale of advertising on any third-party Web site targeted to the content of specific user submissions or RS content; and any use of the Web site or its related services that RS finds, in its sole discretion, to use RS’s resources or user submissions with the effect of competing with or displacing the market for RS, RS content, or its user submissions.
4.You agree not to use or launch any automated system, including without limitation “robots,” “spiders,” or “offline readers” that accesses the Web site in a manner that sends more request messages to the RS servers in a given period of time than a human can reasonably produce in the same period by using a conventional online Web browser. Notwithstanding the foregoing, RS grants the operators of public search engines permission to use spiders to copy materials from the Web site for the sole purpose of and solely to the extent necessary for the creation of publicly available searchable indices of the materials, but not for the creations of caches or archives of such materials. RS reserves the right to revoke these exceptions either generally or in specific cases. You agree not to collect or harvest any personally identifiable information, including account names and e-mail addresses, from the Web site, or to use the communication systems provided by the Web site for any commercial solicitation purposes. You agree not to solicit, for commercial purposes, any users of the Web site with respect to their user submissions.
5.RS reserves all rights not expressly granted in and to the RS content and the RS service.

V. Educational Use of Material on Web Site
Certain content on the RS Web Site is designated as available for download for educational purposes. Librarians, teachers, support staff, administrators, other staff of educational institutions, and other education providers such as leaders of after school programs are authorized to download, print, reproduce, and distribute such content for educational purposes. RS extends this benefit for the benefit of students; it does not authorize the use of content under any circumstances for commercial purposes or benefit.
Content used for any purpose must maintain unaltered copyright and other proprietary notices, including attribution to RS as the source of the content. Content may not be re-posted, framed, or mirrored on any other Web sites or computer networks, regardless of educational use, without specific approval from RS.

VI. Your User Submissions and Conduct
1. Certain areas of the RS Web site allow the user to submit textual content (“user comments”) or picture or video content (“user videos”). User comments and user videos are collectively referred to as “user submissions.” By submitting any user submission to the Web site, you hereby waive any privacy expectations that you may have with respect to any such User Submission, including to any comments, photo, video or other data or information submitted by you to the Web site.
2. You acknowledge and agree that any user submission submitted by you to the Web site may be available for viewing, rating, review and comment on by the public. You acknowledge and agree that, once submitted by you and made accessible to users, RS shall have no obligation to remove, delete, or disable access to any user submission made by you, or to return any submission to you.
3.You retain copyright in your user submissions. By submitting user submissions to RS, however, you hereby grant RS a worldwide, irrevocable, non-exclusive, royalty-free, sub-licensable and transferable license to use, reproduce, distribute, prepare derivative works of, display, perform and use in any other manner that may be hereafter developed the user submissions in connection with the RS Web site and RS’s (and its successors’ and affiliates’) business, including without limitation for promoting and redistributing part or all of the RS Web site (and derivative works thereof) in any media formats and through any media channels that exist now or may be developed. You also hereby grant each user of the RS Web site a non-exclusive, irrevocable license to access your user submissions through the Website, and to use, reproduce, distribute, display and perform such user submissions as permitted by RS.
4.You agree not to submit a user submission that contains any material that is copyrighted, protected by trade secret or otherwise subject to third party proprietary rights, including privacy and publicity rights, unless you are the owner of such rights or have permission from their rightful owner to post the material and to grant RS all of the license rights granted herein. By posting a user submission, you represent and warrant that you own or have the necessary licenses, rights, consents, and permissions to do so.
5.You agree not to submit material that is offensive, derogatory, obscene, infringing of any third party’s rights, or contrary to local, national, and international laws and regulations.
6.RS does not endorse any user submission or any opinion, recommendation, or advice expressed therein, and RS expressly disclaims any and all liability in connection with user submissions.

VII. Removal of User Submissions
RS may, at its sole discretion, remove or prevent access to, in whole or in part, any material submitted by you, for any reason or no reason, including any material it deems in violation of its standards.

VIII. Digital Millennium Copyright Act
RS has a policy of protecting copyrights and of complying with the take-down procedures established under the Digital Millennium Copyright Act, 17 U.S.C. § 512 (“DMCA”).
1.If you are a copyright owner or an agent thereof and believe that any user submission or other content infringes upon your copyrights, you may submit a notification pursuant to the DMCA through – legal@rationalsolutions.us, including the following elements (see 17 U.S.C § 512(c)(3) for further detail):

• A physical or electronic signature of a person authorized to act on behalf of the owner of an exclusive right that is allegedly infringed.

• Identification of the copyrighted work claimed to have been infringed, or, if multiple copyrighted works at a single online site are covered by a single notification, a representative list of such works at that site.

• Identification of the material that is claimed to be infringing or to be the subject of infringing activity and that is to be removed or access to which is to be disabled and information reasonably sufficient to permit the service provider to locate the material.

• Information reasonably sufficient to permit the service provider to contact you, such as an address, telephone number, and, if available, an electronic mail.

• A statement that you have a good faith belief that use of the material in the manner complained of is not authorized by the copyright owner, its agent, or the law.

• A statement that the information in the notification is accurate, and under penalty of perjury, that you are authorized to act on behalf of the owner of an exclusive right that is allegedly infringed.

2.For clarity, only DMCA notices should go to the copyright agent; any other feedback, comments, requests for technical support, and other communications should be directed to RS customer service through info@rationalsolutions.us . You acknowledge that if you fail to comply with all of the requirements of this Section 5(D), your DMCA notice may not be valid.
3.Counter-Notice. If you believe that your user submission that was removed (or to which access was disabled) is not infringing, or that you have the authorization from the copyright owner, the copyright owner’s agent, or pursuant to the law, to post and use the content in your user submission, you may send a counter-notice containing the following information to the copyright agent:

• Your physical or electronic signature.

• Identification of the content that has been removed or to which access has been disabled and the location at which the content appeared before it was removed or disabled.

• A statement that you have a good faith belief that the content was removed or disabled as a result of mistake or a misidentification of the content.

• Your name, address, telephone number, and e-mail address, a statement that you consent to the jurisdiction of the court of State of Massachusetts, and a statement that you will accept service of process from the person who provided notification of the alleged infringement.

4.If a counter-notice is received by the copyright agent, RS may send a copy of the counter-notice to the original complaining party informing that person that it may replace the removed content or cease disabling it in 10 business days. Unless the copyright owner files an action seeking a court order against the content provider, member or user, the removed content may be replaced, or access to it restored, in 10 to 14 business days or more after receipt of the counter-notice, at RS’s sole discretion.

IX. Access Termination Policy
RS may terminate a user’s access to its Web site at its sole discretion.

X. Disclaimer and Limitation of Liability
You agree that your use of the RS Web site shall be at your sole risk. To the fullest extent permitted by law, RS, its officers, directors, employees and agents disclaim all warranties, express or implied, in connection with the Web site and your use thereof. RS makes no warranties or representations about the accuracy or completeness of this site’s content or the content of any sites linked to this site, and assumes no liability or responsibility for any:
1. errors, mistakes or inaccuracies of content.
2. personal injury or property damage, of any nature whatsoever, resulting you’re your access to and use of our Web site.
3. any unauthorized access to or use of our secure servers and/or any and all personal information stored therein,
4. any interruption or cessation of transmission to or from our Web site.
5. any bugs, viruses, Trojan horses, or the like which may be transmitted to or through our Website by any third party.
6. any errors or omissions in any content or for any loss or damage of any kind incurred as a result of the use of any content posted, emailed, transmitted or otherwise made available via the RS Web site.
RS does not warrant, endorse, guarantee, or assume any responsibility for any product or service advertised or offered by a third-party through the RS Web site or any hyperlinked Web site or featured in any banner or other advertising, and RS will not be a party to or in any way be responsible for monitoring any transaction between you and the third-party providers of products or services.
In no event shall RS, its officers, directors, employees or agents be liable to you for any direct, indirect, incidental, special, punitive or consequential damages whatsoever resulting from any:
1. errors, mistakes or inaccuracies of content.
2. personal injury or property damage of any nature whatsoever, resulting from your access to and use of our Web site.
3. any unauthorized access to or use of our secure servers and/or any and all personal information stored therein.
4. any interruption or cessation of transmission to or from out Website.
5. any bugs, viruses, Trojan horses or the like, which may be transmitted to or through our Web site by any third party, and/or
6. any errors or omissions in any content or for any loss or damage of any kind incurred as a result of your use of any content posted, emailed, transmitted or otherwise made available via the Web site, whether based on warranty, contract, tort or any other legal theory, and whether or not RS is advised of the possibility of such damages.
THE FOREGOING LIMITATIONS OF LIABILITY SHALL APPLY TO THE FULLEST EXTENT PERMITTED BY LAW IN THE APPLICABLE JURISDICTION. YOU SPECIFICALLY ACKNOWLEDGE THAT RS SHALL NOT BE LIABLE FOR USER SUBMISSIONS OR THE DEFAMATORY, OFFENSIVE, OR ILLEGAL CONDUCT OF ANY THIRD PARTY AND THAT THE RISK OF HARM OR DAMAGE FROM THE FOREGOING RESTS ENTIRELY WITH YOU.
The Web site is controlled and offered by RS from its facilities in the United States of America. RS makes no representations that the RS Web site is appropriate or available for use in other locations. Those who access or use the RS Web site from other jurisdictions do so at their own volition and are responsible for compliance with local law.

XI. Disputes
You agree that any dispute arising from, relating to or in any manner connected with this agreement shall be construed under and resolved in accordance with the laws of the State of Massachusetts, exclusive of its choice of law principles. Any such dispute shall be litigated only in the local or federal courts of the State of Massachusetts, to the personal jurisdiction of which you hereby consent. You agree that the remedy for any breach of this agreement involving unauthorized access or other infringement of our intellectual property rights shall be an award of damages equivalent to the statutory damages recoverable under the United States Copyright Act, 17 U.S.C. § 501 et seq. (the “Act”), regardless of whether our content is protected by the Act or has been timely and/or properly registered under the Act, and regardless of whether you are located in the United States. YOU AGREE THAT ANY CAUSE OF ACTION AGAINST RS ARISING OUT OF OR RELATED TO THE RS WEB SITE MUST COMMENCE WITHIN ONE (1) YEAR AFTER THE CAUSE OF ACTION ACCRUES. OTHERWISE, SUCH CAUSE OF ACTION IS PERMANENTLY BARRED.

XII. Indemnity
You agree to defend, indemnify and hold harmless RS, its officers, directors, employees and agents, from and against any and all claims, damages, obligations, losses, liabilities, costs or debt, and expenses (including but not limited to attorney’s fees) arising from: (a) your use of and access to the RS Web site; (b) your violation of any term of these Terms of Use; (c) your violation of any third-party right, including without limitation any copyright, property, or privacy right; or (d) any claim that one of your User Submissions caused damage to a third party. This defense and indemnification obligation will survive these Terms of Use and your use of the RS Web site.

XIII. Assignment
These Terms of Use, and any rights and licenses granted hereunder, may not be transferred or assigned by you, but may be assigned by RS without restriction.

XIV. Revisions
RS may modify these Terms of Use and/or the Privacy Policy effective immediately upon notice to you either by (1) electronic mail or conventional mail or (2) posting to the site (which shall be deemed constructive notice). Your continued use of the site following notice of any modification to shall be conclusively deemed an acceptance of all such modification(s).